Land & property
APHT and SKMHT: The Mortgage over Land When You Take a Home Loan in IndonesiaThe APHT is the PPAT deed that places a mortgage (hak tanggungan) on a home as security for a loan. When it cannot be made yet, the owner signs an SKMHT. Time limits, registration and roya.Dividing Inherited Land in Indonesia with an APHBAn APHB is the PPAT deed that divides jointly held land, such as inherited land, among the holders. When it is used, the steps, the taxes, and what to do about minors or heirs abroad.PPJB and AJB: The Difference and When Each Is UsedA PPJB is a preliminary agreement binding seller and buyer; an AJB is the PPAT deed used to register the transfer. The differences, the risks, and when a PPJB is used.Electronic Land Certificates: What Changes for OwnersThe electronic land certificate replaces the paper one when a land registration service takes place, while paper certificates remain valid. What changes for owners, buyers and heirs.AJB for Land and Buildings: Requirements, Process and TaxesThe requirements for an AJB, the seller's and buyer's documents, how PPh and BPHTB are calculated, and the steps from the certificate check to the transfer of name at the Land Office.
